Investment Disclaimer

1. General information only

Articles, project descriptions, property pages, forecasts, examples, returns, budgets, timelines and other content are provided for general information and discussion. They are not personal financial advice, securities advice, legal advice, tax advice, a valuation or a guarantee of an investment outcome.

2. Investment risk

• Property and development values can fall as well as rise and may be affected by market conditions, inflation, interest rates, exchange rates, construction costs, demand, title issues, regulation, taxes and political or economic events.
• Rental income, occupancy, sale proceeds, completion dates, development approvals and projected returns are uncertain and may not occur.
• Property can be illiquid. You may be unable to sell, refinance or withdraw funds when expected, and transaction costs can reduce proceeds.
• Currency movements may increase or reduce the value of a cross-border investment.
• Past performance, projected figures or examples do not predict future results.

3. Independent advice and checks

Before committing money, obtain independent advice from a qualified Nigerian solicitor, licensed financial adviser, accountant, valuer, surveyor and other specialist appropriate to the opportunity. Review title, ownership, approvals, development agreements, budgets, funding, tax, fees, exit arrangements, conflicts, counterparties and all risk disclosures. Do not invest money you cannot afford to lose and consider whether the opportunity is appropriate for your circumstances.

4. Regulatory status

JBS Worldtech Ltd is a construction, design and property development business. Unless expressly stated in a signed document and permitted by applicable law, the publication of investment-related content does not mean that JBS Worldtech Ltd is acting as a securities broker, portfolio manager, fund manager, investment adviser, deposit-taker or other regulated financial institution. Regulatory status should be independently confirmed for each opportunity.

5. No guaranteed returns or protection

We do not guarantee capital preservation, profit, rental yield, appreciation, dividends, repayment, liquidity, completion or any specific return. An opportunity may not benefit from deposit insurance, an investor compensation scheme or other protection. Any projections are assumptions and may differ materially from actual outcomes.

6. Fraud prevention

Verify all opportunities, identities, documents, company details and bank instructions independently. JBS Worldtech Ltd will not ask you to bypass due diligence, pay into a personal account without written explanation, or rely on a social-media message as proof of an investment. If an opportunity appears suspicious, stop communication and contact us through the details on our official website.

7. Governing framework

Investment and property activities may be subject to Nigerian company, land, contract, consumer protection, tax and financial-services laws, as well as the law of the location of an asset or investor. The applicable framework depends on the specific transaction. A signed agreement and professional advice are required before proceeding.